The cost of living is the amount of money you need to maintain a certain standard of living. This includes everything from housing and food to transportation and healthcare. To calculate your cost of living, start by adding up your monthly expenses. Then, multiply that number by the number of months you plan to live […]
How To Calculate Your Debt-to-income Ratio
Your debt-to-income ratio is the percentage of your monthly income that goes towards paying your debts. It’s an important number to know because it can help you understand your financial health and determine whether you can afford to take on new debt. To calculate your debt-to-income ratio, you’ll need to gather two pieces of information: […]
Business Organization Made Easy
How much of your business is organized and how much is production? If you guessed a ratio of 80 to 20%, you would be right. Think about it. Take a look at your day. Look at your business, see how much administrative duties are done to get a successful product made and to your customer. […]