It’s no secret that one of the keys to a successful investment portfolio is earning a healthy return on your investment. But how do you actually calculate your investment returns? There are a few different ways to measure your investment returns, but the most common method is to simply take the difference between your starting […]
Your savings rate is the percentage of your income that you save. You can calculate your savings rate by adding up all your savings and investments for the year and dividing it by your total income for the year. For example, let’s say you earned $50,000 in 2019 and you saved $10,000. Your savings rate […]
Your debt-to-income ratio is the percentage of your monthly income that goes towards paying your debts. It’s an important number to know because it can help you understand your financial health and determine whether you can afford to take on new debt. To calculate your debt-to-income ratio, you’ll need to gather two pieces of information: […]
As a teacher, you likely face a variety of challenges when it comes to managing your classroom. From disruptive students to parents who are difficult to work with, there are a number of potential obstacles that can make your job more difficult. Fortunately, there are a few things you can do to help address common […]
Data is the lifeblood of any good growth marketing strategy. Without data, you’re just guessing at what might work to grow your business. But with data, you can know for sure what marketing activities are driving new customers and leads, and which ones are falling flat. In this post, we’ll show you how to use […]
When people are confident of their next paycheck, they have a predisposition to buy most of their “because I want it” items that are within financial reach (and maybe even just out of reach as well – hence the credit card). That’s because their psychic pain threshold for buying is just above their actual expendable […]
Affiliate marketing has been around for a long time now; you’ll find affiliate marketers using various techniques to boost their sales and make more money, some new and some old. Using affiliate programs on a blog and promoting these products through your posts is an idea that isn’t alien to bloggers. Many online marketers have […]
